When it comes to lounge access, most credit card users think of the perks of consumer cards and their lounge access benefits. While cards like the CSR have some great options when traveling, many people overlook the option available from small business cards. So which business credit cards are the best options for lounge access.
The Business Platinum Card from American Express OPEN
When it comes to lounge access and Business Credit cards, The Business Platinum Card from American Express OPEN (read more) is by far the most rewarding and generous and is firmly in pole position. Holders of the card can access the following lounges when traveling:
- Priority Pass Select membership giving you access to over 1,000 lounges and airport restaurants worldwide.
- American Express Centurion Lounges
- When flying Delta Cardholders can access delta SkyClubs
The card offers a host of other features and benefits, including Statement credit towards TSA PreCheck enrolment, annual $200 statement credit towards airline incidentals, and complimentary elite status with Avis, and Hertz. The Business Platinum Card from American Express OPEN learn more carries a $450 annual fee.
Best For: The frequent traveler, who uses multiple airlines to multiple destinations both domestically and internationally. The card is a perfect fit for the small business road warrior.
The Hilton Honors American Express Business Card
The Hilton Honors American Express Business Card (Learn More) comes with a very manageable fee of $95 per year. When it comes to lounge access, the card is perfect for those who fly a handful of times per year. The card comes with complimentary Priority Pass membership and includes 10 annual lounge visits for free. Once you have used up all your free visits, each subsequent visit will set you back $27, which will be billed to your card (so you will earn Hilton Honors Points for your visit)
The Hilton Honors American Express Business Card (Read More) comes with a wide range of features and benefits, including a 125,000 point welcome bonus when you spend $3,000 in the first 3 months of account opening. Also, the card earns 6X per dollar on airfare booked directly with airlines, as well as restaurants and gas stations in the US. The card earns 1X on everything else. The Hilton Honors business card is a blockbuster earner when booking Hilton Stays earning you an impressive 12X points per dollar.
Best For: the infrequent traveler taking up to 15 flights per year whether for leisure or business.
Delta Reserve for Business Credit Card
The Delta Reserve for Business Credit Card (Read More), is a premium business card and feature a hefty $450 annual feel. Although you get lounge access, it is not the main attraction of the card. Using The Delta Reserve for Business Credit Card (Read More), you can access Delta SkyClubs when flying Delta only excluding partner lounges. Children under two can are allowed in free, and up to two guests can be signed in for a fee of $29 per person.
The main draw of the card is the annual companion round-trip certificate, which will go along way towards offsetting the cost of the card. also, the card comes with a relatively generous bonus of 10,000 Medallion Qualifying Miles, and 40,000 Delta SkyMiles
Best For: The Delta fanatic who does not quite fly enough to earn top tier status. The card has good earning and redemption options.
Platinum Delta SkyMiles Business Credit Card from American Express
The Platinum Delta SkyMiles Business Credit Card from American Express (Learn More), used to be a great option for Delta Aficionados, who regularly used other airlines since they could access SkyClubs for a small fee of $29. Unfortunately, this situation will change effective January 1, 2019, and to be eligible to access Delta SkyClubs using your Platinum Delta SkyMiles Business Credit Card from American Express (Learn More), you must be traveling on a Delta coded or Delta Operated flight. The new restriction has hit the value of the card significantly, although some people may still find it useful due to its high earning rates.
If you are a Delta fan, the card can still have some value and will earn you 2X miles per dollar spent with Delta. The card also entitles you to Priority Boarding, and whenever you fly Delta your first checked bag will always be free. Depending on how many trips you take that saving alone can more than cover the mid-range annual fee of $195. Also, you will receive a 20% discount on all in-flight purchases when traveling with Delta.
The Platinum Delta SkyMiles Business Credit Card from American Express comes with a relatively generous welcome bonus of 5,000 MQMs and 35,000 SkyMiles when you spend $1,000 in the first three months of card membership.
Best For: Infrequent Delta travelers who are happy to pay to access a lounge.
If you are a small business owner, who travels regularly or even relatively infrequently, you may find a business credit card is your ideal companion, offering you lounge access and giving you a couple of hours of time to catch up on some work when traveling. Ultimately which card is the right fit for you will depend on many factors including travel plans and budgetary constraints.