Is The Chase Hyatt Credit Card Worth It? 0

The new(ish) World Of Hyatt Credit Card comes with some nice benefits…but are they for you? Simple Flying looks at everything you need to know about this card before you add it to your wallet.

Grand Hyatt Seattle
Free stays are easier than ever, thanks to the new World of Hyatt card. Photo: Grand Hyatt Seattle

The Sign-Up Bonus

The World Of Hyatt Credit Card comes with a sign-up bonus of 40,000 points after you spend $3,000 within the first three months of account opening. Then you get 20,000 more points if you spend $6,000 within the first six months. That’s worth a little over $1,000 in travel, which can actually go pretty far at a lot of Hyatt properties — definitely far enough for a luxury weekend away or a budget weeklong vacation.

Earning Potential

The World Of Hyatt Card gives you…

  • 4X points on Hyatt purchases
  • 2X points on restaurants, airlines, local transit and fitness clubs and gyms
  • 1X points on all other purchases

The old Hyatt credit card gave you fewer points on Hyatt stays, local transit and fitness, but more points on car rentals (which isn’t even a category with the new card). Regardless, if you’re considering this card for the first time and never had the old Hyatt credit card, then you should be relatively pleased with the earning potential on Hyatt purchases. The 2X points on fitness clubs and gyms is also a nice touch and not something you see often with travel credit cards. Additionally, it’s nice that you can earn points on things you use without even traveling.

Cardholder Benefits

There are a few cardholder benefits that you’ll receive, such as a free night on your cardmember anniversary and another free night if you spend $15,000 in a year.

Park Hyatt Paris Vendome
Would you say no to a free night on your annual card-iversary? Photo: Park Hyatt Paris Vendome

You receive complimentary Discoverist status, and receive five free elite nights for holding the credit card. For every $5,000 you spend, you earn two elite night credits as well, with no limit. What do all these elite nights mean? You’re that much closer to earning an upper-tier loyalty status. To earn the tip-top status from Hyatt — Globalist — you’ll need to spend $137,500.

The base Discoverist status is still good, giving you 5X points per dollar spent with Hyatt plus a 10 percent bonus on points, late checkout, preferred room types and other perks. Explorist status, the next level up, gives you 10X bonus points plus a 20 percent bonus and guaranteed room availability, as well as room upgrades and club lounge access.

Various general travel benefits include…

  • Baggage delay insurance ($100 per day for up to five days, if your bags are delayed by 6 or more hours)
  • Lost luggage reimbursement (up to $3,000)
  • Trip interruption and cancellation insurance (up to $5,000 per trip)
  • Purchase and price protection 

Is it Worth It?

Bali calling your name? The World of Hyatt card could help you get there.

This is the big question, isn’t it? Well, it depends on where you’re coming from. Are you considering Hyatt against other hotel loyalty programs, like Hilton or Marriott? Then you need to consider that Hyatt has fewer properties than both of those, so your redemption options are not as good.

However, if you aren’t comparing Hyatt against other hotel loyalty programs, you know you love Hyatt and you want to earn more points, then the World Of Hyatt Credit Card is likely a good deal for you.

But…there is one more thing to keep in mind. If you have a card that earns Chase Ultimate Rewards (like the Chase Sapphire Preferred Card), then you can transfer your Ultimate Rewards to Hyatt and then use your Hyatt points that way. Other Chase cards might be worth looking into if you have your eye on some other travel perks that the World Of Hyatt Card just doesn’t offer. Additionally, if you have a Chase Ultimate Rewards card, you can use it to fund other aspects of your travel, like flights, rather than being roped into benefits that mostly just apply to hotel stays.

Do note that the World Of Hyatt Card is not subject to the Chase 5/24 rule (or at least it isn’t yet), so if you’re trying to avoid that, then you may need to skip a Chase Ultimate Rewards card and go straight for the World Of Hyatt Card.

Leave a Reply

Your email address will not be published. Required fields are marked *