Overview Of The Marriott Rewards® Premier Plus Credit Card 0

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The The Marriott Rewards® Premier Plus Credit Card is the top consumer card from Marriott Rewards and Chase. The card carries a mid-tier $95 annual fee and comes with a host of features and benefits including a 75,000-point welcome bonus, a free night award, and the ability to earn 6X Marriott Rewards points for spending at Marriott properties.

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Card Overview

  • 75,000-point bonus after spending $3,000 within the first 3 months of card membership
  • Free Night Award every card membership anniversary (Can be redeemed at properties up to 35,000 points per night)
  • $95 annual fee
  • Complimentary Silver status with Marriott Rewards as long as you hold the card
  • Earn Marriott Rewards Gold after spending $35,000 each year
  • 15 Elite Night Credits each year from 2019
  • Earn 6X points per dollar spent at SPG and Marriott Hotels (hotel restrictions apply)
  • Earn 2X points per dollar on everything else

Welcome Bonus

The  The Marriott Rewards® Premier Plus Card comes with a healthy 75,000-point sign up bonus. To earn the bonus, you will need to spend $3,000 in the first 3 months of account opening. 75,000 points can represent a pretty decent return, and if you redeem them for award stays, you can get 3 nights at a category 4 property costing 25,000 points per night.

Marriott award charts
Marriott award chart

Free Night Award

Every year you will receive a Free Night Award courtesy of your  The Marriott Rewards® Premier Plus; you can redeem the award at any Marriott property worldwide. Using the award is restricted to Marriott properties which cost up to 35,000 points per night. This means you can use the award at any category 1-5 property worldwide. The award can offer tremendous value and more than makes up for the $95 annual fee. Internationally you can use your certificate at the St. Pierre Marriott Hotel and Country Club, which is surrounded by 400 acres of beautiful parkland.

The lake at the St. Pierre Marriott Hotel
The lake at the St. Pierre Marriott Hotel

 

Elite Status

The  The Marriott Rewards® Premier Plus Card comes with complimentary Silver status with Marriott Rewards. While Silver is a relatively low status, it does come with one outstanding perk: Priority Late Checkout. If you spend $35,000 per year, you will receive complimentary Gold Status with Marriott Rewards. While this is a nice benefit, it is not that valuable unless you are spending most of that money with Marriott. For everyday spending, you have much better options to spend with, like the  Chase Sapphire Reserve or the  Chase Sapphire Preferred.

Marriott Silver Status benefits
Marriott Silver Status benefits

Annual Fee

The X comes with a mid-range $95 annual fee. When you factor in the free night award, and the complimentary Silver status, it more than makes up for the annual fee.

Application Restrictions

Similar to most Chase consumer cards, the The Marriott Rewards® Premier Plus is subject to Chase’s 5/24 policy. So before applying for the card, go through your card history over the last couple of years, and make sure that you are under the 5/24 policy.

Redemption Options

Since Marriott took over Starwood Preferred Guest and merged both loyalty programs in August 2018, you can redeem your Marriott points including those earned from  The Marriott Rewards® Premier Plus Credit Card at any SPG or Marriott properties. You can also transfer Marriott points to a wide range of airline partners. Transfers occur at a ratio of 3:1, and a nice bonus when transferring to airline partners, is that for every 60,000 Marriott points you transfer you will receive a 5,000 miles bonus. Transferring 60,000 points would yield 25,000 miles. Another option open to you is using your points for one of Marriott ’s excellent Hotel + Air travel packages.

Final Thoughts

If you have lots of Marriott stays, then the The Marriott Rewards® Premier Plus Card makes perfect sense, picking up 6X the points per stay, and complementary Silver status is very useful, and more than justifies the annual fee. Determining whether it is worth it or not will ultimately depend on your stay patterns with Marriott, but if you are spending more than 7 or 8 nights per year at Marriott Properties, you may want to give the The Marriott Rewards® Premier Plus some serious thought.

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