Overview Of The The Blue Business℠ Plus Credit Card From American Express 0

The Blue Business℠ Plus Credit Card from American Express is a perfect companion for the small business owner. The card comes with no annual fee and earns you 2X Membership Rewards on the first $50,000 of annual business expenses.

Card Overview

  • Earn 2X for everyday business expenses on the first $50,000 of spending annually, earn 1X thereafter
  • 0% APR for the first 15 months, then a variable rate from either 24%, 17.24% or 21.24% depending on your credit score and other factors when you open your account
  • The flexibility to manage your cash flow and exceed your credit limit on purchases and still earn Membership Rewards
  • The amount you can use over and above your credit limit depends on your payment history, credit score and other factors
  • No annual fee

Welcome Bonus

The Blue Business℠ Plus Credit Card from American Express does not have a sign-up bonus in the traditional sense, which comes as no surprise as it is a business card, not a consumer card and has no annual fee.

Earn 2X On Business Expenses

The ability to earn 2X on everyday business expenses—from office supplies and gas to client entertainment and mobile phones—on the first $50,000 of spending per year is a powerhouse feature of the card. This unique flexibility makes The Blue Business℠ Plus Credit Card from American Express one of the best cards for everyday spending. You can read more about the Blue for Business and how to make it work for you.

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Manage Your Cashflow

Here you can learn more about how The Blue Business℠ Plus Credit Card from American Express can help manage cash flow. The card offers you the flexibility to exceed your credit limit at times without losing the ability to earn Membership Rewards. This excess is determined by the history of your transactions with American Express and your overall credit score.

 Annual Fee

The Blue Business℠ Plus Credit Card from American Express comes with no annual fee. Considering the flexibility and earning potential from the card the no annual fee is a generous offering and compares well with other no fee business cards.

No 5/24 Impact

If you get The Blue Business℠ Plus Credit Card from American Express, you will not impact your 5/24 policy with Chase, since American Express does not report the opening of new business cards to your personal credit file. So, if you are thinking of getting the card amongst other from Chase you can rest assured that applying for the Blue for Business card will not affect your future Chase applications.

Redemption Options

The Blue Business℠ Plus Credit Card from American Express earns Membership Rewards points, which can be redeemed directly with American Express. Alternatively, you can transfer your points to a large array of airline partners. read more about how to best use the points from your Blue for Business card.

Final Thoughts

The Blue Business℠ Plus Credit Card from American Express is one of the best entry-level rewards earning business credit cards out there for small businesses. The card yields a decent return on everyday purchases and won’t add to your cost with no annual fee.

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