This 5% Cash Back Card Is Ideal For Holiday Spending 0

This holiday season, you’ll likely be doing a lot of shopping, so you might as well earn some great bonuses for it. If your aim is cash back or Chase Ultimate Rewards points, it’s a good idea to consider one card in particular, and the sooner you sign up, the better.

Chase Freedom offers you not only a great sign-up bonus, but also 5 percent cash back on up to $1,500 in particular purchases. The valid purchase categories change every quarter and you have to “activate” the categories in your account, but this hardly makes it a bad deal.

Chase Freedom’s Sign-Up Bonus

The Chase Freedom sign-up bonus currently gives you $150 cash back after spending $500 with the card in the first three months of your account opening.

In addition to this, you’ll also get 15 months of no interest on purchases and balance transfers.

There’s also no annual fee, which is nice.

The Holiday Cash Back Bonuses

Admittedly, the Chase Freedom Card focuses a lot of its best deals and bonuses on holiday spending across the fall months and into December. That’s exactly what the card is offering now, with its quarterly cash back categories.

So, what does that mean? If you sign up and activate the category in your account by Dec. 14, you can earn 5 percent cash back from Chase on up to $1,500 in combined purchases made at department stores (hello, gifts for everyone from Macy’s!); wholesale clubs (time to load up on all your Christmas dinner ingredients at Costco); and anywhere that accepts Chase Pay.

You additionally receive 1 percent cash back on all other purchases. (If you want to earn a little more on all those other purchases, you can get the Chase Freedom Unlimited℠, which gives you 1.5 percent cash back on all other purchases, to really maximize your earning potential.)

The cash back rewards you earn do not expire as long as your account is open, and there’s no minimum amount of cash back you have to earn in order to redeem the cash back.

Additionally, the Chase Freedom Card comes with Chase Ultimate Rewards, so you can redeem your cash back in the form of Chase Ultimate Rewards points, when you book your travel, if that’s what you’re after.

Other little perks that come with the card include purchase protection, zero liability protection, extended warranty protection, trip cancellation and interruption insurance and auto rental collision damage waivers.

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